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| Topic of research | Presented challenges | Authors |
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| Business constraints and the potential growth of small and medium enterprises in Tanzania: a review | Insufficient business training, capital constraints, and an antientrepreneurial culture | Mashenene and Rumanyika, 2014 |
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| The role of microfinance in promoting small and medium enterprises (SMEs) in Tanzania: empirical evidence from SME holders who have received microcredit from financial institutions in Morogoro | Lack of capital, lack of access to finance, inadequate business training, weak demand for products, lack of raw materials, and poor infrastructure | Makorere (2014) |
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| Social-cultural determinants and enterprise financial sources among the Chagga and Sukuma small and medium enterprises in Tanzania | Poor partnership, capital constraints, lack of funding, and lack of collateral | Mashenene, Macha, and Donge, 2014 |
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| Nonfinancial constraints to scaling-up small- and medium-sized energy enterprises: findings from field research in Ghana, Senegal, Tanzania, and Zambia | Inadequate human capacity | Haselip, Desgain, and Mackenzie, 2015 |
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| Constraints of accessing debt financing from commercial banks among small and medium enterprises in Tanzania: a literature review | Poor access to debt finance, lack of collateral, bureaucratic loan procedures, business informality, poor repayment habits, and corruption | Mashenene, 2015 |
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| Obstacles towards adoption of mobile banking in Tanzania: a review | Inadequate network coverage, lack of knowledge of m-banking users, lack of enough float of mobile money agents, and ATM breakdown and theft | Rumanyika, 2015 |
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| The challenges confronting small-scale businesses in accessing microfinance services from MFIs case study: rural Tanzania | Lack of access to finance | Kimathi, 2015 |
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| Examining the factors affecting export performance for small and medium enterprises (SMEs) in Tanzania | Export competencies, inadequate and unstable financial capital, reduced production, poor technology, ICT and information, the standard of the products produced by the SME, and complicated business laws/regulations | Mpunga, 2016 |
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| Factors influencing business succession planning among SMEs in Tanzania | Lack of business successors | Magasi, 2016 |
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| Challenges facing food processing MSEs in Tanzania: a qualitative case study of the sunflower oil industry in Babati, Manyara | Lack of capital, lack of raw materials, equipment and electricity for processing, tight regulations, poor market accessibility, and competition | Ekblom, 2016 |
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| The lack of business dispute resolution in East Africa: an unresolved impediment to SME development? | Lack of access to finance, corruption, and a lack of business training | Tillmar, 2016 |
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| Challenges to entrepreneurship development in Tanzania | The motivation of the business owners | Isaga and Musabila, 2017 |
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| Factors affecting small and medium enterprises (SMEs) startup and growth in Tanzania | Inborn individual attributes, changing business environments, competitive activities and location, inadequate finance, inadequate human and social resources, and a lack of technical and management skills | Anderson, 2017 |
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| Financial barriers and how to overcome them: the case of women entrepreneurs in Tanzania | Lack of capital | Lindvert, 2017 |
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| Social capital in selected business associations of food processing SMEs in Tanzania and Rwanda: a synthetic based approach | Lack of social capital | Gamba, 2017 |
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| Social-economic constraints towards women business growth in Tanzania | Poor access to market information, technology and finance, weak linkages with support services, and unfavourable policy and regulatory environment | Nyangarika, 2017 |
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| A structuration analysis of small and medium enterprise (SME) adoption of e-commerce: the case of Tanzania | Poor technology adoption | Kabanda and Brown, 2017 |
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| Microfinance traps and relational exchange norms: a field study of women entrepreneurs in Tanzania | Lack of access to capital | Lindvert et al., 2018 |
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| Startup motives and challenges facing female entrepreneurs in Tanzania | Lack of access to finance, gender-related problems, and social and cultural commitments | Isaga, 2019 |
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| SME globalization-Tanzania case study | Bureaucracy, poor physical infrastructures, inferior products, poor services, inadequate business training and skills, little access to information and limited admission to technological developments, marketing difficulties, a lack of business training, and inadequate business skills | Juma and Said, 2019 |
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| A review of factors affecting the growth of small and medium enterprises (SMEs) in Tanzania | Financial constraints, capital constraints, poor technology, and tight regulations | Nkwabi J.M. and Leodger B.,2019 |
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