[Retracted] Enterprise Financing Risk Control of Machine Learning Combined with Blockchain Technology
Table 2
Indicators of the credit risk evaluation system.
Primary index
Macro and industry risks
Secondary index
Financing enterprise quality
Solvency of financing enterprises
Tertiary indicators
Employees’ understanding of blockchain Management quality Enterprise scale, and financial disclosure quality
Sales profit margin Return on net assets Current ratio Quick ratio
Enterprise operating capacity cash Current to current mobilization debt ratio Interest cover Fixed fee reimbursement ratio Asset liability ratio Long-term asset suitability ratio
Primary index
Macro and industry risks
Secondary index
Counterparty profitability
Development potential of financing enterprises
Counterparty credit status
Tertiary indicators
Industry status Counterparty sales profit margin Return on net assets of counterparties Counterparty quick ratio Counterparty fixed fee reimbursement
Growth rate of total assets Net profit growth rate Sales revenue growth rate
