Improved AHP Model and Neural Network for Consumer Finance Credit Risk Assessment

<table class="table-group" id="tab4"><tr><td><table class="table"><tr><td class="thead-hr" colspan="2"><hr/></td></tr><tr class="thead"><td class="align_left">The basic information</td><td class="align_center">Historical loan information</td></tr><tr><td class="thead-hr" colspan="2"><hr/></td></tr><tr><td class="align_left">Initial rating, age, gender, mobile phone certification, household registration certification, credit investigation certification, education certification, etc</td><td class="align_center">Amount of loan, term of loan, interest rate of loan, successful date of loan, type of loan, whether the first bid, number of successful loans in history, principal repaid, etc</td></tr><tr class="table-tr"><td colspan="2"><hr class="tbody-hr"/></td></tr></table></td></tr></table>

<div>Information description of the PPDAI data set.</div>

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Table 4

Table 4: Improved AHP Model and Neural Network for Consumer Finance Credit Risk Assessment 