Improved AHP Model and Neural Network for Consumer Finance Credit Risk Assessment

Table 6

Performance comparison of methods in the undersampled data set (unit: %).

Classifier	Accuracy	Precision	Recall	F1	AUC
Literature [18]	86.21 ± 0.09	94.49	71.98	80.21	93.19
Literature [19]	91.81 ± 0.17	98.27	84.32	90.66	96.46
Literature [20]	82.44 ± 0.15	81.13	78.85	79.98	90.66
Literature [21]	92.09 ± 0.77	97.58	83.77	90.29	96.61
Proposed	96.18 ± 0.12	97.21	94.63	95.09	99.36