Improved AHP Model and Neural Network for Consumer Finance Credit Risk Assessment

Table 8

Feature importance scores in the LendingClub data set.

The serial number	Characteristics	Normalized value of importance
1	Initial rating	0.1698
2	Certification status	0.0621
3	State	0.0538
4	Borrowing purposes	0.0391
5	Borrowing rates	0.0283
6	The amount due this month	0.0271
7	The total amount of all loans should be repaid	0.0262
8	The total amount of the loan should be repaid	0.0262
9	The total amount of interest received to date	0.0256
10	The total amount pledged by the lender	0.0253