Research Article
Improved AHP Model and Neural Network for Consumer Finance Credit Risk Assessment
Table 9
Feature importance scores in the PPDAI data set.
| The serial number | Characteristics | Normalized value of importance |
| 1 | Initial rating | 0.2141 | 2 | Borrowing type | 0.1532 | 3 | Whether the header | 0.0439 | 4 | The phone authentication | 0.0421 | 5 | Last repayment date | 0.0428 | 6 | Gender | 0.0409 | 7 | Registered permanent residence certificate | 0.0318 | 8 | Degree certificate | 0.0307 | 9 | Borrowing amount | 0.0291 | 10 | Taobao certification | 0.0275 |
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