Research Article

Improved AHP Model and Neural Network for Consumer Finance Credit Risk Assessment

Table 9

Feature importance scores in the PPDAI data set.

The serial numberCharacteristicsNormalized value of importance

1Initial rating0.2141
2Borrowing type0.1532
3Whether the header0.0439
4The phone authentication0.0421
5Last repayment date0.0428
6Gender0.0409
7Registered permanent residence certificate0.0318
8Degree certificate0.0307
9Borrowing amount0.0291
10Taobao certification0.0275