Factors Influencing Nonrenewal of Health Insurance Membership in Ejisu-Juaben Municipality of Ashanti Region, Ghana

Table 2

Sociodemographic factors influencing the nonrenewal of health insurance membership.

Characteristic	Univariate logistic regression			Multivariate logistic regression
	Odds ratio (OR)	95% confidence interval	value	Adjusted odds ratio (AOR)	95% confidence interval	value
Age			0.90			0.34
18–27	Ref			Ref
28–37	0.912	0.465–1.789	0.79	1.387	0.585–3.287	0.46
38–47	1.237	0.587–2.611	0.58	1.733	0.606–4.958	0.31
48–57	0.889	0.329–2.403	0.82	0.743	0.199–2.768	0.67
>58	0.957	0.281–3.263	0.94	0.621	0.120–3.231	0.57
Gender	Ref		0.01	Ref
Male	—	—	—	—	—	—
Female	0.496	0.304–0.808	0.01	0.531	0.287–0.985	0.04
Level of education			0.32
None	Ref			Ref
Primary	2.340	0.759–0.721	0.14	2.388	0.704–8.104	0.16
JHS	1.678	0.596–4.725	0.33	1.349	0.435–4.187	0.61
SHS	1.800	0.618–5.240	0.28	1.571	0.483–5.117	0.45
Tertiary	1.500	0.505–4.453	0.47	1.837	0.483–6.993	0.37
MSLC	4.200	1.121–15.731	0.03	5.268	1.130–24.551	0.03
Ethnicity			0.76
Akan	Ref			Ref
Northern ethnic groups	0.766	0.307–1.912	0.57	0.971	0.322–2.928	0.96
Ga	1.915	0.344–10.669	0.46	2.110	0.332–13.396	0.43
Others	0.718	0.203–2.533	0.60	0.515	0.133–1.993	0.34
Marital status			0.19
Single	Ref			Ref
Married	0.718	0.397–1.297	0.27	0.634	0.285–1.410	0.26
Divorced	0.862	0.331–2.244	0.76	0.794	0.232–2.712	0.71
Widowed	0.992	0.329–2.988	0.99	0.903	0.221–3.693	0.89
Cohabiting	3.125	1.016–9.615	0.04	2.027	0.544–7.550	0.29
Separated	1.190	0.224–6.336	0.84	1.592	0.254–9.984	0.62
Employment			0.29
Employed	Ref			Ref
Unemployed	1.469	0.726–0.975	0.29	1.836	0.742–4.542	0.19
Occupation			0.24
None	Ref			Ref
Trading	0.475	0.149–1.513	0.21	0.809	0.198–2.311	0.77
Farming	0.557	0.167–1.859	0.34	0.870	0.197–3.845	0.86
Civil/public servant	0.450	0.134–1.512	0.20	0.672	0.127–3.564	0.64
Hairdresser	0.282	0.047–1.706	0.17	0.613	0.082–4.595	0.63
Seamstress	0.369	0.060–2.274	0.28	0.784	0.096–6.420	0.82
Businessperson	0.424	0.085–2.121	0.30	0.824	0.121–5.606	0.84
Others	0.997	0.320–3.104	1.00	1.173	0.282–4.870	0.83
Place of residence			0.01
Rural	Ref			Ref
Urban	0.519	0.314–0.856	0.01	0.751	0.394–1.429	0.38
Religion			0.64
Christianity	Ref			Ref
Islam	0.824	0.371–1.920	0.66	0.891	0.320–2.485	0.83