Factors Influencing Nonrenewal of Health Insurance Membership in Ejisu-Juaben Municipality of Ashanti Region, Ghana

Table 3

Logistics regression of household factors that influence the nonrenewal of health insurance membership.

Characteristic	Univariate logistic regression			Multivariate logistic regression
	Odds ratio	95% confidence interval	value	Odds ratio	95% confidence interval	value
Income			0.05			0.01
Below 500	Ref			Ref
500–1000	0.655	0.337–1.270	0.21	0.216	0.075–0.617	0.01
1001–2000	1.323	0.673–2.600	0.42	0.085	0.019–0.382	0.01
2001–3000	2.426	0.704–8.368	0.16	0.197	0.027–1.433	0.11
Over 3001	3.882	0.231–65.303	0.34	0.369	0.010–13.241	0.58
Expenditure			0.01
Below 100	Ref			Ref
100–200	1.150	0.235–6.608	0.86	1.662	0.284–9.721	0.57
201–500	2.732	0.602–12.39	0.19	7.344	1.094–49.263	0.04
501–700	2.824	0.594–13.424	0.19	20.720	2.398–179.066	0.01
701–1000	8.625	1.796–41.408	0.01	46.278	4.686–457.004	0.01
Above 1000	5.367	1.108–29.003	0.04	23.890	2.219–257.156	0.01
Health status	Ref		0.01	Ref
Excellent
Very good	0.488	0.115–2.053	0.33	0.852	0.189–3.849	0.84
Good	0.134	0.032–0.564	0.01	0.266	0.057–1.250	0.09
Fair	0.353	0.066–1.873	0.22	0.439	0.062–3.097	0.42
Poor	0.500	0.0313–7.994	0.63	0.222	0.006–8.736	0.42
Presence of chronic disease in household			0.07
Yes	Ref			Ref
No	1.868	0.916–3.808	0.09	2.073	0.852–5.044	0.11
Number of individuals in a household			0.01
1–3	Ref			Ref
4–6	0.462	0.276–0.775	0.01	0.625	0.258–1.514	0.30
7 and above	0.873	0.351–2.170	0.77	0.796	0.140–4.515	0.80
Number of children in a household			0.01
0	Ref			Ref
1	0.937	0.460–1.910	0.85	1.008	0.442–2.297	0.97
2	0.318	0.156–0.652	0.01	0.644	0.236–1.758	0.39
3	0.419	0.196–0.893	0.02	0.782	0.250–2.448	0.67
4	0.518	0.190–1.140	0.20	0.919	0.229–3.696	0.91
5	0.806	0.152–4.278	0.80	0.981	0.105–9.199	0.99
6	1.450	0.321–6.553	0.63	1.156	0.097–13.791	0.91
Number of aged in household			0.01
0	Ref			Ref
1	0.353	0.177–0.704	0.01	0.718	0.312–1.653	0.44
2	0.239	0.111–0.652	0.01	0.901	0.294–2.760	0.86
3 and above	4.234	0.691–25.935	0.12	9.415	0.704–125.87	0.90
Wealth status of household			0.19
Poor	Ref			Ref
Middle class	0.478	0.216–1.059	0.07	0.488	0.1556–1.533	0.22
Rich	1.050	0.084–12.995	0.97	1.146	0.039–33.246	0.94