Factors Influencing Nonrenewal of Health Insurance Membership in Ejisu-Juaben Municipality of Ashanti Region, Ghana

Table 5

Logistic regression analysis on systemic factors influencing health insurance renewal.

Characteristic	Univariate logistic regression			Multivariate logistic regression
	Odds ratio	95% confidence interval	value	Odds ratio	95% confidence interval	value
Distance from health facility			0.10			0.01
>1 km	Ref			Ref
1 km–5 km	1.671	0.945–2.956	0.08	0.576	0.747–3.212	0.24
6 km–10 km	2.309	0.582–9.484	0.25	0.186	0.012–2.774	0.22
More than 10 km	3.359	1.111–10.157	0.03	0.340	0.021–5.594	0.45
Nature of road			0.01
Poor	Ref			Ref
Very good	1.725	0.169–17.563	0.65	3.18	0.109–93.19	0.50
Good	0.600	0.061–5.870	0.66	0.85	0.031–23.44	0.92
Satisfaction level			0.01
Poor	Ref			Ref
Very good	0.148	0.045–0.488	0.01	0.149	0.035–0.640	0.01
Good	0.136	0.058–0.319	0.01	0.290	0.107–0.785	0.02
Made copayment			0.01
Yes	Ref			Ref
No	0.356	0.196–0.652	0.01	0.152	0.068–0.344	0.01
Received all drugs prescribed			0.01
Yes	Ref			Ref
No	2.33	1.406–3.885	0.01	4.191	2.027–8.668	0.01
Closeness to the health insurance office			0.07
>1 km	Ref			Ref
1 km–5 km	0.831	0.293–2.351	0.73	0.558	0.159–1.958	0.36
6 km–10 km	1.118	0.392–3.188	0.84	2.373	0.672–8.379	0.17
More than 10 km	2.908	0.797–10.601	0.11	53.828	3.097–937.410	0.01
Awareness of mobile renewal			0.63
Yes	Ref			Ref
No	1.136	0.681–1.894	0.63	3.139	1.462–6.739	0.01
Knowledge of mobile renewal code			0.01
Yes	Ref			Ref
No	2.209	1.144–4.263	0.02	1.458	0.675–3.151	0.33