Research Article

[Retracted] Online Loan Default Prediction Model Based on Deep Learning Neural Network

Table 5

Comparison of prediction results of all models.

 Support vector machinesRegression modelBPNN

Area under the curve0.680.720.79
Prediction accuracy of normal loans71.57%75.41%81.34%
Predictive accuracy of defaulted loans75.42%80.07%84.05%