IoT Smart Agriculture and Agricultural Product Income Insurance Participant Behavior Based on Fuzzy Neural Network

Table 9

Logit model analysis results of agricultural production entities’ willingness to purchase insurance.

Variable	Unit	Marginal effect	Standard deviation
Intensity of premium subsidies	Hundred yuan	0.430	0.026
Cultivated area	mu	0.003	0.005
Proportion of grain area	%	−0.532	1.126
Is there a village cadre at home	1 = Yes, 0 = No	0.412	0.588
Total household income	yuan	0.002	0.003
Agricultural income	yuan	0.003	0.002
Education level	year	0.227	0.124
Constant term	—	0.174	0.176
R-squared	—	0.169