Research Article

The Risk Model of Traffic Engineering Investment and Financing by Artificial Intelligence

Table 2

Ideal IAF model.

ProjectIdeal financing modelActual debt structure

Capital market tools50%∼80%79%
Medium-term loan20%∼50%16%
Export credit0∼10%1%
Short-term loans and bank overdrafts0∼15%4%
Fixed-rate40%∼60%61%
Floating rate40%∼60%39%
Financing preparation period6 to 15 months12 months
Repayment period within two years10%∼40%15%
Repayment period 2∼5 years20%∼50%48%
Repayment period after 5 years30%∼60%37%
Hong Kong dollar70%∼100%99.8%
Dollar0∼30%0.2%

Data source: Hong Kong MTR Corporation.