Research Article
Fintech Penetration, Financial Literacy, and Financial Decision-Making: Empirical Analysis Based on Tar
Table 1
Basic situation of valid samples.
| Category | Option | Number of samples | Percentage |
| Gender | Male | 1439 | 64 | Female | 795 | 36 |
| Age | Over 60 | 693 | 31 | 40–60 | 1139 | 51 | Under 40 | 402 | 18 |
| Education level | High school, junior college, and above | 514 | 23 | Junior high school | 737 | 33 | Primary school | 626 | 28 | Illiterate | 357 | 16 |
| Health conditions | Good | 1132 | 51 | General | 642 | 29 | Bad | 460 | 20 |
| Occupation | Farming | 1385 | 62 | Rural e-commerce | 13 | 0.6 | Agribusiness | 31 | 1.4 | Self-employed | 156 | 7 | National staff | 246 | 11 | Migrant workers | 112 | 5 |
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