Farmer’s Credit Rating Model and Application Based on Multilayer Unified Network with Linear Classifier

Table 2

Farmer credit rating with N grades and credit lines with/without co-guarantee program.

Credit score	Credit grade	Credit line	Join co-guarantee program or not
The score is greater than or equal to	1^st grade
The score is greater than or equal to , but smaller than	2^nd grade		Yes
			No
The score is greater than or equal to , but smaller than	3^rd grade		Yes
			No
…	…	…	…
The score is greater than or equal to , but smaller than	^th grade		Yes
			No
The score is smaller than	Nth grade		Yes
			No