| | Primary indicators | Secondary indicators |
| | Basic information relating to the subject | Gender, age, education level, asset-liability ratio, and health status | | Operating risk | Working years, guarantee for others, foreign investment (part-time), technical personnel, mechanical automation equipment, sales profit margin, stable sales channels, stable source of high-quality means of production, whether there is simple electronic management, the degree of market control, whether to buy agricultural insurance, the number of years of land transfer (In China, land is not owned by individuals. Farmers can get the right to use land from the state. The right of use can be transferred to the farmers through the circulation mode (similar to leasing). However, farmers have the right to recycle), and the expenditure of land transfer | | Risks of biological assets | Whether the products are high-quality products, the degree of loss caused by natural risks, whether the value of biological assets is easy to evaluate, and the degree of difficulty in realizing biological assets | | Policy and market risk | The fluctuation range of the product market price, the soundness of asset appraisal institutions, and whether there are environmental risks |
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