Credit Rating Model of Small Enterprises Based on Optimal Discriminant Ability and Its Empirical Study

Table 8

STDEV stability indicators for different models.

(1) Credit rating model	(2) STDEV value	(3) Reasonableness standard	(4) Stability standard
Distribution of the number of customers [11]	12.83	Inconformity	Inconformity
K-means clustering [22]	7.56	Inconformity	Conform
Default pyramid principle [21]	17.93	Conform	Inconformity
This study	9.60	Conform	Conform