Research on Credit Card Default Prediction Based on k-Means SMOTE and BP Neural Network

Table 4

Comparison results of six models.

Model	AUC	Accuracy	Precision	Recall	F1	Time (s)
BPnn	0.929	0.881	0.923	0.84	0.880	23.89
SVM	0.92	0.884	0.885	0.885	0.885	5 m 55.17
Logistic	0.92	0.876	0.875	0.88	0.877	52
RandomForest	0.92	0.817	0.875	0.875	0.875	35.62
KNN	0.91	0.869	0.87	0.87	0.87	4.75
Tree	0.82	0.871	0.82	0.815	0.817	3.62