Spatial Association and Explanation of China’s Digital Financial Inclusion Development Based on the Network Analysis Method

Table 1

Variables and indicators.

Variable		Indicator	Variable description
Dependent variable	Network relations	Spatial association network of digital financial inclusion development (R)	Spatial association matrix of digital financial inclusion development
Independent variable	Spatial adjacency relations	Spatial adjacency relation (S)	Spatial adjacency matrix
	Economic development level	Difference in per capita GDP (E)	Per capita GDP difference matrix
	Traditional finance development level	Difference in the total credit balance of financial institutions per unit of GDP (F)	Total credit balance of financial institutions per unit of GDP difference matrix
	PC Internet development level	Difference in the Internet penetration rate (N)	Internet penetration rate difference matrix
	Mobile Internet development level	Difference in the mobile phone penetration rate (M)	Mobile phone penetration rate difference matrix
	Industrial structure	Difference in the tertiary industry output value per unit of GDP (I)	Tertiary industry output value per unit of GDP difference matrix