Default Risk Prediction of Enterprises Based on Convolutional Neural Network in the Age of Big Data: Analysis from the Viewpoint of Different Balance Ratios

Table 1

Confusion matrix.

Actual default status	Prediction		Total
	1 (default)	0 (nondefault)
1 (default)	True positive (TP)	False negative (FN)	TP + FN
0 (non-default)	False positive (FP)	Ture negative (TN)	TN + FP
Total	TP + FP	FN + TN	T