Credit Index Screening Model of Family Farms and Family Ranches Based on Fuzzy Bayesian Theory of Depth Weighting

Table 2

Index system of household farming and pastoral land selection at sea.

(1) serial number	(2) The standard layer	(3) The index name	(4) Indicator type	(5) sample 1	…	(1818) sample 1814
1	Basic situation	Academic degree (X11)	Forward direction	0.200	…	0.400
…		…	…	…		…
11		House value (X1.11)	Forward direction	0.130		0.000
12	Repayment ability	Skills of lenders and their families (X21)	Forward direction	0.500	…	0.000
…		…	…	…		…
24		Annual education expenses for the lender’s children (X2.13)	Forward direction	1.000		1.000
25	Willingness to repay	Living conditions (X31)	Forward direction	1.000	…	0.500
…		…	…	…
38		Joint guarantee relationship (X3.14)	Forward direction	1.000		0.500
39	Macro environment	Per capita net income of rural households (yuan) (X41)	Forward direction	0.089	…	0.205
…		…	…	…
44		Engel coefficient (X46)	Negative direction	0.628		0.201
45	Credit status of family’s farms and ranches			0	…	2