Pre-Evaluation of Industrialization Project of Local Science and Technology Achievements Based on FAHP

Table 1

The main indexes of the pre-evaluation of foreign bank credit institutions.

Index category	Purpose and focus of the investigation
Moral character	Mainly to evaluate the borrower’s ethical code of conduct.
Ability	Mainly the ability to make profits and repay borrowings.
Capital	The company’s overall financial strength is usually measured by its net worth (total capital–total liabilities).
Mortgage	Refers to the collateral that the borrower should provide as a guarantee for repayment. Mainly to evaluate the feasibility of the borrower to provide collateral. The collateral provided by the borrower must be able to guarantee the creditor’s rights.
Environment	Evaluate the internal and external business environment in order to make prejudgment in advance and take measures when necessary to ensure the security of loans.