Automatic Feature Engineering-Based Optimization Method for Car Loan Fraud Detection

<table class="table-group" id="tab1"><tr><td><table class="table"><tr><td class="thead-hr" colspan="2"><hr/></td></tr><tr class="thead"><td class="align_left">Characteristic name</td><td class="align_center">Characteristic description</td></tr><tr><td class="thead-hr" colspan="2"><hr/></td></tr><tr><td class="align_left">Customer_id</td><td class="align_center">Customer identifier</td></tr><tr><td class="align_left">Main_account_outstanding_loan</td><td class="align_center">The outstanding loan balance of the master account</td></tr><tr><td class="align_left">Disbursed_amount</td><td class="align_center">Amount of disbursed loan</td></tr><tr><td class="align_left">Asset_cost</td><td class="align_center">Cost of assets</td></tr><tr><td class="align_left">Credit_score</td><td class="align_center">Credit score</td></tr><tr><td class="align_left">Loan_to_asset_ratio</td><td class="align_center">Loan-to-asset ratio</td></tr><tr><td class="align_left">Outstanding_disburse_ratio</td><td class="align_center">Total loans disbursed/total loans outstanding (ratio of the two)</td></tr><tr><td class="align_left">Active_to_inactive_ratio</td><td class="align_center">Number of valid loans/number of invalid loans (ratio of the two)</td></tr><tr class="table-tr"><td colspan="2"><hr class="tbody-hr"/></td></tr></table></td></tr></table>

Discrete Dynamics in Nature and Society

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Table 1

Table 1: Automatic Feature Engineering-Based Optimization Method for Car Loan Fraud Detection 