The Herd Behavior on Peer-To-Peer Online Lending Markets: Evidence from China

Table 3

Result of the VIF test.

Variable	VIF	1/VIF
DUR	3.529	3.529
RATE	3.061	3.061
CRE	1.635	1.635
Lnbids	1.505	1.505
HOU	1.394	1.394
Lnam	1.384	1.384
PER	1.329	1.329
BA	1.103	1.103
AGE	1.078	1.078
EDU	1.035	1.035
GEN	1.008	1.008
Mean VIF	1.642