[Retracted] Construction and Application of the Online Finance Credit Risk Rating Model Based on the Artificial Neural Network

Table 1

Prediction errors and time consumptions of different models.

Serial number	Model	MSE	MTC	Serial number	Model	MSE	MTC
1	BPNN	4.876310^−2	19.7854	2	BPNN	5.181210^−3	20.8921
	GA-BPNN	3.422110^−2	14.1387		GA-BPNN	4.197410^−6	21.4613
	Our model	3.198610^−7	11.9341		Our model	8.376110^−7	30.4897
3	BPNN	2.540510^−5	22.7932	4	BPNN	3.243910^−7	21.6495
	GA-BPNN	3.887310^−6	18.9246		GA-BPNN	5.794610^−5	22.2056
	Our model	6.924910^−8	12.1624		Our model	9.363210^−7	22.1632
5	BPNN	4.212610^−4	21.7843	6	BPNN	2.064310^−2	28.1989
	GA-BPNN	4.193410^−6	20.6415		GA-BPNN	6.378610^−3	28.3894
	Our model	9.150710^−7	16.7964		Our model	8.389410^−7	27.4891