Analysis of Economic Effect and Mechanism of Basic Medical Insurance for Urban Employees in China

Table 1

Variable description and assignment.

Variable settings	Variable description	Variable assignment
Medical burden
Total medical expenses	Total medical expenses	Adjusted to 2015 by CPI = total medical expenses ∗ (1 − medical insurance payment ratio), adjusted to 2015 by CPI
Self-paid medical expenses	Self-paid medical expenses
Insured variable
UEB	Whether to participate in the basic medical insurance for urban employees	Participating = 1, not participating = 0
Demographic characteristics
Age	Age of interviewee
Age^2	The square of age	The square of age
Male	Respondents are male	Male = 1, female = 0
Marital status	Marital status of interviewees	Unmarried = 0; divorced, widowed, separated = 1; married = 2
Single	Unmarried	Unmarried = 1, others = 0
Married	Married	Married = 1, others = 0
Others	Divorce, widowhood, or separation	Divorce, widowhood, or separation = 1, others = 0
Education level	Education level of interviewees	Illiteracy = 0, primary school = 1, junior high school = 2, senior high school and above = 3
Illiteracy	Illiteracy	Illiteracy = 1, others = 0
Primary	Primary school	Primary school = 1, others = 0
Junior	Junior high school	Junior high school = 1, others = 0
High	High school and above	High school and above = 1, others = 0
Nation	Ethnic minorities	Minority = 1, Han = 0
Occupation	Interviewee’s occupation	No job = 0, ordinary worker = 1, professional or management work = 2
Unemployed	No job	No job = 1, others = 0
Ordinary workers	Ordinary workers	Ordinary employees = 1, others = 0
Senior management	Professional or management work	Professional or management work = 1, others = 0
Town	Permanent address is in town	Urban or town = 1, rural = 0
Family characteristics
Family size	Number of households
Any other relatives	Are there any other relatives?	Yes = 1, none = 0
Household income per capita	Household income per capita	Adjusted to 2015 by CPI
Health characteristics
Smoking	Smoking or not	Smoking and still smoking = 1, others = 0
Alcohol	Do you drink alcohol?	Almost every day or 3-4 times a week = 1, others = 0
Illness or injury	Have you been sick or injured in the past four weeks?	Yes = 1, no = 0
Previous medical history	Previous medical history	Have been diagnosed as suffering from or having suffered from one or more of the seven diseases below: hypertension, diabetes, myocardial infarction, stroke or transient ischemia, tumor, fracture, and asthma = 1, none = 0