Analysis of Economic Effect and Mechanism of Basic Medical Insurance for Urban Employees in China

Table 2

Differences between treatment group and control group.

Variable	Previous period				Subsequent period
	(1)	(2)	(3)	(4)	(5)	(6)	(7)
	Full sample	Treatment group	Control group	T value	Treatment group	Control group	T value
Total medical expenses	799.369	278.8	846.5	1.418	1274	781.2	−1.131
Self-paid medical expenses	623.33	223.7	846.5	1.567	516.7	734.5	0.658
Age	47.749	45.88	46.67	0.775	48.84	49.47	0.618
Male	0.487	0.512	0.466	−1.382	0.512	0.466	−1.382
Marital status	1.688	1.688	1.671	−0.387	1.742	1.661	−1.949
Unmarried	0.106	0.127	0.109	−0.832	0.094	0.095	0.0700
Married	0.794	0.815	0.780	−1.311	0.836	0.756	−2.998
Others	0.100	0.059	0.111	2.834	0.070	0.149	3.788
Education level	1.962	2.246	1.708	−8.059	2.317	1.677	−9.887
Illiteracy	0.144	0.087	0.202	4.983	0.059	0.204	6.565
Primary school	0.131	0.085	0.159	3.431	0.101	0.167	2.919
Junior high school	0.346	0.324	0.367	1.376	0.305	0.377	2.301
High school and above	0.380	0.505	0.272	−7.505	0.535	0.252	−9.247
Nationality	0.101	0.085	0.115	1.541	0.085	0.115	1.541
Occupation	0.627	0.660	0.534	−2.781	0.847	0.506	−7.236
Unemployed	0.511	0.533	0.520	−0.396	0.430	0.554	3.793
Ordinary workers	0.351	0.275	0.427	4.875	0.293	0.387	3.001
Senior management	0.138	0.192	0.0540	−6.712	0.277	0.060	−9.447
Town	0.557	0.610	0.512	−3.022	0.610	0.512	−3.022
Family size	3.461	3.300	3.605	3.466	3.232	3.647	4.365
Any other relatives	0.959	0.974	0.96	−1.173	0.958	0.944	−0.932
Household income per capita	12280.28	12125.36	8450.34	−5.614	18724.76	10788.13	−9.816
Smoking	0.281	0.254	0.304	1.693	0.261	0.300	1.318
Alcohol	0.123	0.115	0.131	0.735	0.127	0.117	−0.451
Illness or injury	0.096	0.075	0.117	2.148	0.082	0.105	1.194
Previous medical history	0.178	0.188	0.137	−2.111	0.223	0.173	−1.931