Credit Risk Assessment of Small and Medium-Sized Enterprises under the Financial Model of Online Supply Chain

Table 13

Variables in the equation.

		B	SE	Wald	df	Significance	Exp (B)
Clothing industry
Step 3^a	A1	−3.268	1.328	6.051	1	0.014	0.038
	A6	1.639	0.728	5.076	1	0.024	5.152
	A8	1.152	0.863	1.783	1	0.182	3.165
	Constant	−1.553	0.574	7.314	1	0.007	0.212
Home appliance industry
Step 3^a	B1	−4.648	1.312	12.542	1	0.000	0.010
	B5	−1.241	0.419	8.753	1	0.003	0.289
	B9	−1.571	0.471	11.116	1	0.001	0.208
	Constant	−3.978	0.998	15.878	1	0.000	0.019
Pharmaceutical industry
Step 4^a	C1	−4.547	1.278	12.658	1	0.000	0.011
	C2	−2.545	0.951	7.163	1	0.007	0.079
	C4	−0.643	0.337	3.640	1	0.056	0.526
	C5	−2.529	0.998	6.425	1	0.011	0.080
	Constant	−5.433	1.311	17.165	1	0.000	0.004
Construction industry
Step 5^a	D2	−5.380	1.877	8.212	1	0.004	0.005
	D3	−7.806	2.797	7.790	1	0.005	0.000
	D5	−2.053	0.770	7.103	1	0.008	0.128
	D6	−2.905	1.178	6.079	1	0.014	0.055
	D9	1.297	0.666	3.790	1	0.052	3.659
	Constant	−8.331	2.530	10.842	1	0.001	0.000
Control group
Step 4^a	F1	−1.759	0.454	15.046	1	0.000	0.172
	F3	−0.730	0.165	19.496	1	0.000	0.482
	F8	−1.071	0.182	34.663	1	0.000	0.343
	F11	−0.632	0.307	4.232	1	0.040	0.531
	Constant	−2.259	0.213	112.870	1	0.000	0.104