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| First-level dimension | Secondary dimension | Specific indicators |
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| Coverage breadth (54.0%) | Account coverage | The number of Alipay accounts, the percentage of Alipay card users, and the average bank account of each Alipay account |
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| Use depth (29.7%) | Payment (4.3%) | The number of payments per capita, amount paid per capita, and the number of active users with high frequency account for one or more times of activity |
| Monetary fund (6.4%) | The number of Yu Ebao purchases per capita, the amount of Yu Ebao purchased per capita, and the number of Yu Ebao purchases per 10000 Alipay users |
| Credit (38.3%) | The number of Internet consumer loans per person, the number of loans per person per capita, and the amount of loans per person per 10000 Alipay adult users |
| Insurance business (16%) | The number of Internet small and micro-business loans of every ten thousand Alipay adult users, the average number of loans for small and micro-operators, and the average loan amount of small and micro-operators |
| Investment | The number of insured users, the number of per capita insurance pen, and the insured amount per 10000 Alipay users |
| Business (25%) | The number of Internet users who invest in the Internet, the number of investment pens, and the amount of investment per person per 10000 Alipay users |
| Credit business (10%) | The number of credit calls per natural person, the number of users using credit-based services per 10000 Alipay users |
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| Digitization (16.3%) | Mobility (49.7%) | Proportion of mobile payment transactions and mobile payment amount |
| Affordable (24.8%) | Average loan interest rate of small and micro-operators, average individual loan interest rate |
| Credit (9.5%) | The proportion of Ant Credit Pay, the proportion of Ant Credit Pay amount, proportion of sesame credit-free deposit, transactions, proportion of credit-free amount |
| Facilitation (16%) | Proportion of user QR code payments, proportion of user QR code payment amount |
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