Research Article
[Retracted] A Dynamic Prediction Model of Financial Distress in the Financial Sharing Environment
Table 4
Model prediction results before and after considering timeliness.
| Model | Before considering timeliness | After considering timeliness | Performance indicator | Sensitivity | Specificity | Accuracy | Sensitivity | Specificity | Accuracy |
| Window width (year) | 1 | 82.45 | 85 | 82 | 95.32 | 87 | 92 | 2 | 88.62 | 87 | 86 | 89.03 | 92 | 91 | 3 | 86.34 | 95 | 86 | 86.84 | 93 | 97 | 4 | 93 | 81 | 83 | 82.01 | 95 | 94 | 5 | 86.57 | 82 | 85 | 81.34 | 95 | 92 | 6 | 93 | 88 | 84 | 83.04 | 87 | 93 | 7 | 90.52 | 85 | 83 | 77.58 | 95 | 98 | 8 | 89.56 | 82 | 85 | 75.02 | 95 | 96 |
| Mean | 87.34 | 87.64 | 82.74 | 83.24 | 94.86 | 95.03 |
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