Research on a Model for an Empirical Analysis of Inherent Defect Insurance Based on Ruin Theory

Table 3

The initial reserve required for different confidence levels of IDI insurance periods.

	−30%	−20%	−10%	0.01	10%	20%	30%
0–2 years	235.486	224.303	214.289	206.05	196.883	189.195	182.044
3–5 years	301.337	289.971	279.793	271.42	262.104	254.29	247.022
6−10 years	92.327	90.345	88.57	87.11	85.485	84.123	82.855