The Strategy of How to Deeply Integrate Technology and Finance in the Internet Environment

Table 1

Comparative analysis of resource allocation between traditional finance and Internet finance.

Comparison item	Traditional finance	Online finance
Information processing	High cost	Low cost
Risk assessment	Information asymmetry	Information symmetry
Capital supply and demand	Bank intermediary	The supplier and the demander shall solvethe problem by themselves
Means of payment	Banks act as payment intermediaries	Payment system
Supply and demand sides	Indirect transaction	Direct transaction
Transaction cost	Higher	Internet-based, low cost