Research Article

The Default Risk of Bank Customers Based on Embedded Microprocessor Wireless Communication under the Internet Finance Background

Table 2

Virtual credit evaluation indicators.

Serial numberVirtual evaluation indexMeaning and remarks

1AgeWhether age ≤23 (1: Yes; 0: No)
2Whether age is 24∼30 (1: Yes; 0: No)
3Whether age 31∼40 (1: Yes; 0: No)
4Whether age 41∼50 (1: Yes; 0: No)
5Whether age ≥51 (1: Yes; 0: No)

6GenderGender(1: Male; 0: Female)

7AreaWhether it belongs to the first category (1: Yes; 0: No)
8Whether it belongs to the second category (1: Yes; 0: No)

9Marital statusWhether you are married and have children (1: Yes; 0: No)
10Whether married or without children (1: Yes; 0: No)
11Whether it is unmarried (1: Yes; 0: No)