Research on the Prediction of Nonbreakeven Financial Products’ Yield of Commercial Banks Based on Machine Learning

Table 1

Independent variables.

Variable		Feature
Length of the commission period		Period
Risk		Risk
Threshold		Threshold
Bank nature		Bank
Asset size		Size
Number of wealth management products issued in the previous year		Quantity
Capital adequacy ratio		Cr
Deposit ratio		Ld
Liquidity ratio		Lr
Provision coverage		Pc
Gross national product		GDP
Broad money supply		m2
National consumption		CPI
Fintech index		Fintech
Interbank market		Shi
Stock market		Price