Research Article
A VNS-EDA Algorithm-Based Feature Selection for Credit Risk Classification
Table 4
Performance results of the comparative method.
| Dataset | ZhongAn Credit | German Bank | LendingClub | Accuracy (%) | Number of features | Accuracy (%) | Number of features | Accuracy (%) | Number of features |
| None | 75.3 | 87 | 70.5 | 20 | 68.0 | 72 | GA | 82.7 | 35 | 74.0 | 8 | 72.8 | 35 | PSO | 82.9 | 36 | 75.5 | 10 | 72.7 | 32 | PBIL | 83.4 | 32 | 73.0 | 12 | 73.1 | 32 | Proposed | 85.6 | 30 | 74.5 | 10 | 75.2 | 28 |
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