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| Primary index | Secondary index | Calculation method of index |
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| Coverage of financial institutions | Number of financial institution outlets per 100 square kilometers | Number of outlets of financial institutions/Regional area |
| Number of ATM machines per 100 square kilometers | Number of ATMs/Regional area |
| Financial employees per 100 square kilometers | Number of employees in the financial industry/Regional area |
| Number of financial institution outlets per 10000 people | Number of outlets of financial institutions/Number of permanent residents |
| Number of ATM machines per 10000 people | Number of ATMs/Number of permanent residents |
| Financial employees per 10000 people | Number of employees in the financial industry/Number of permanent residents |
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| Availability of financial services | Per capita loan amount | Loans from financial institutions/Number of permanent residents |
| Per capita deposit amount | Deposits of financial institutions/Number of permanent residents |
| Per capita holding amount of bank cards | Number of bank cards in use/resident population |
| Number of credit cards per 10000 people | Number of credit cards/total population |
| Proportion of people buying investment and financial products | Number of people purchasing financial products/Lotal population |
| Per capita proportion of using digital payment | Number of people who have used digital payment/Lotal population |
| Depth of insurance | Insurance premium income of financial institutions/number of permanent residents |
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| Effectiveness of financial services | Proportion of operating loans of small and micro enterprises | Operating loan amount of small and micro enterprises/loan amount of financial institutions |
| Proportion of credit loans of small and micro enterprises | Credit loan amount of small and micro enterprises/Loan amount of financial institutions |
| Proportion of the balance of farmers’ production and operation loans | Loans for farmers’ production and operation/Loans from financial institutions |
| Proportion of targeted poverty alleviation loans | Loans for targeted poverty alleviation/Loans from financial institutions |
| Proportion of rural residents’ credit loans | Credit loan amount of rural residents/Loan amount of financial institutions |
| Proportion of entrepreneurship guarantee loans | Loan amount of entrepreneurship guarantee/Loan amount of financial institutions |
| Proportion of student loans | Student loans/Loans from financial institutions |
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