Commercial Bank Performance and Ownership Concentration: An Empirical Analysis of Commercial Banks from a Global Perspective

<table class="table-group" id="tab1"><tr><td><table class="table"><tr><td class="thead-hr" colspan="2"><hr/></td></tr><tr class="thead"><td class="align_left">Primary indicator</td><td class="align_center">Secondary indicators</td></tr><tr><td class="thead-hr" colspan="2"><hr/></td></tr><tr><td class="align_left" rowspan="3">Profitability indicator</td><td class="align_center">Return on average assets (ROAA)</td></tr><tr><td class="align_center">Return on average equity (ROAE)</td></tr><tr><td class="align_center">Cost to income ratio (CIR)</td></tr><tr><td class="align_left" colspan="2"><hr/></td></tr><tr><td class="align_left" rowspan="2">Liquidity indicator</td><td class="align_center">Net loans/total assets (NLTA)</td></tr><tr><td class="align_center">Liquid assets/deposit and short-term funding (LADS)</td></tr><tr><td class="align_left" colspan="2"><hr/></td></tr><tr><td class="align_left" rowspan="3">Security indicators</td><td class="align_center">Tier ratio (TR)</td></tr><tr><td class="align_center">Nonperforming loans/gross loans (NPL)</td></tr><tr><td class="align_center">Loan loss reserve/nonperforming loans (LLR)</td></tr><tr><td class="align_left" colspan="2"><hr/></td></tr><tr><td class="align_left" rowspan="2">Growth indicator</td><td class="align_center">Total asset growth rate (TAGR)</td></tr><tr><td class="align_center">Gross loan growth rate (GLGR)</td></tr><tr class="table-tr"><td colspan="2"><hr class="tbody-hr"/></td></tr></table></td></tr></table>

<div>Commercial bank performance evaluation indicator system.</div>

Mathematical Problems in Engineering

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Table 1

Table 1: Commercial Bank Performance and Ownership Concentration: An Empirical Analysis of Commercial Banks from a Global Perspective 