Data-Driven Intelligent Risk System in the Process of Financial Audit

Table 4

Regulatory index table.

Indicator type	First level indicator	Secondary indicators	Index value (%)	Risk level
Liquidity risk	Liquidity indicators	Debt dependence	25	6
Credit risk	Liquidity gap rate	Profit margin	30	5
Market risk	Nonperforming asset ratio	Cost to income ratio	33	3
Profitability	Correlation	Credit ratio	28	1