The Green Credit Policy Impact on the Financial Performance of Commercial Banks: A Quasi-Natural Experiment from China
Table 8
Green credit policy impact on commercial banks’ costs.
Variables
(1)
(2)
(3)
PROFIT
CIR
PROFIT
TREAT∗POST
0.179
−0.0145
0.150
(2.97)
(−1.60)
(2.37)
CIR
—
—
−1.950
—
—
(−3.73)
ASSET
1.125
−0.0238
1.078
(7.47)
(−0.93)
(7.57)
NPLR
−0.247
0.0109
−0.226
(−4.77)
(2.29)
(−4.25)
CAR
0.0232
−0.00541
0.0126
(1.51)
(−2.23)
(0.89)
LDR
0.476
−0.0454
0.388
(1.96)
(−1.75)
(1.53)
NIIR
0.180
−0.0469
0.0886
(1.26)
(−1.51)
(0.65)
GRGDP
−0.00914
−0.00158
−0.0122
(−0.40)
(−0.34)
(−0.55)
MP
−14.72
0.209
−14.31
(−8.48)
(0.73)
(−8.75)
CONSTANT
−4.364
0.814
−2.778
(−1.26)
(1.17)
(−0.83)
Time fixed effect
YES
YES
YES
Observation
496
496
496
Adj R2
0.627
0.136
0.643
Notes: ,, and indicate that the estimated coefficients are significant at the 10%, 5%, and 1% levels, respectively. The numbers in parentheses are t statistics. The results are based on STATA 16.0 estimation.
