Research Article

Research on Credit Risk Prediction under Unbalanced Dataset Based on Ensemble Learning

Table 4

Features obtained through screening.

Serial numberFeatureSerial numberFeature

1Int_rate10Open_acc
2Term11Delinq_2 yrs
3Grade12Acc_open_past_24 mths
4Home_ownership13Total_rec_prncp
5Inq_last_6 mths14Bc_util
6Pub_rec15Out_prncp_inv
7Verification_status16Mo_sin_old_rev_tl_op
8Dti17Revol_bal
9Annual_inc18Total_bc_limit