[Retracted] How Does the Urgency of Borrowing in Text Messages Affect Loan Defaults? Evidence from P2P Loans in China

<table class="table-group" id="tab7"><tr><td><table class="table"><tr><td class="thead-hr" colspan="6"><hr/></td></tr><tr class="thead"><td class="align_left">Var</td><td class="align_center">Sample</td><td class="align_center">Max</td><td class="align_center">Min</td><td class="align_center">Aver</td><td class="align_center">Std</td></tr><tr><td class="thead-hr" colspan="6"><hr/></td></tr><tr><td class="align_left">Grade</td><td class="align_center">4073</td><td class="align_center">2.0</td><td class="align_center">−0.5</td><td class="align_center">0.04</td><td class="align_center">0.1</td></tr><tr class="table-tr"><td colspan="6"><hr class="tbody-hr"/></td></tr></table></td></tr></table>

<div>Urgency scores of loan descriptions.</div>

Security and Communication Networks

tab7

Table 7

Table 7: [Retracted] How Does the Urgency of Borrowing in Text Messages Affect Loan Defaults? Evidence from P2P Loans in China 