The Restriction Factors and Mechanism Analysis Model Design of the Commercial Serious Disease Insurance in Connection with Serious Disease Insurance

Table 1

Variable assignment of both intrinsic and external constraints.

Intrinsic constraints	Variable classification	Assignment	External constraints	Variable classification	Assignment
Sex	Man	1	Rules of operation fusion situation invisible restrictions	Has not yet been introduced	1
	Woman	2		Understand a little	2
Age	<30	1	Information mastery public value recognition settlement linkage	Be familiar with	3
	30–45	2		Insufficient fusion	1
	>45	3		Fusion in general	2
Degree of education	High school and below	1	Products design external constraints rules of operation	The fusion is very good	3
	Undergraduate degree and junior college degree	2		Disagree	1
	Bachelor degree or above	3		Self-identity	2
Household incomes per capita	RMB 2,500/month or less	1	Fusion situation invisible restrictions information mastery	Strongly agree with	3
	RMB 2501–5000 yuan/month	2		Information sharing has not yet been implemented	1
	More than 5,000 yuan/month	3		Understand a little	2
Health condition	Preferably	1	Public value recognition Settlement linkage products design	Familiar with information	3
	Same as	2		Does not match with social security	1
	Range	3		There is a certain commonality	2
Number of children	Not have	1	External constraints rules of operation fusion situation	Match with social security	3
	1	2		Linkage and cooperation have not yet been realized	1
	≥2	3	Invisible restrictions	Understand a little	2
				Understand thoroughly	3
				Has not yet been developed	1
				Understand a little	2
				Understand thoroughly	3