Research Article

The Restriction Factors and Mechanism Analysis Model Design of the Commercial Serious Disease Insurance in Connection with Serious Disease Insurance

Table 2

The logistic regression results of the internal factors connected between commercial critical illness insurance and serious illness insurance.

 Coefficient estimateFree degreeThe odds ratio

Health condition0.650 (0.000)11.915
Household incomes per capita0.695 (0.000)12.003
Sex0.643 (0.001)11.902
Age0.623 (0.001)11.864
Degree of education0.546 (0.001)11.727
Number of children0.390(0.007)11.476
Constant termāˆ’6.629 (0.000)10.001

Note. value in parentheses; is significant at 1%.