Bank Green Credit Risk Assessment and Management by Mobile Computing and Machine Learning Neural Network under the Efficient Wireless Communication

Table 1

Variables and their numbers.

First-level indicators	References	Second-level indicators	Abbreviations	Numbers
Profitability ×1	Le et al. (2020) [24]	Return on equity	ROE	×11
		Return on assets	ROA	×12
		Sales margin	SM	×13
Solvency ×2	Guerini et al. (2020) [25]	Current ratio	CR	×21
		Quick ratio	QR	×22
		Assets and liabilities	AAL	×23
		Interest coverage ratio	ICR	×24
		Cash coverage ratio	CCR	×25
Development capacity ×3	Ika et al. (2017) [26]	Earnings per share	EPS	×31
		Net assets growth rate	NAGR	×32
		Total assets growth rate	TAGR	×33
		Inventory turnover	IT	×34
		Accounts receivable turnover rate	ARTR	×35
Competency ×4	Maksymchuk et al. (2020) [27]	Total assets turnover	TAT	×41
		Cost of sales	QC	×42
		Management cost	MC	×43
Environmental quality ×5	Ali et al. (2019) [28]	Waste gas emissions	WGE	×51
		Wastewater discharge	WD	×52
		Solid waste emissions	SWE	×53