Digital Universal Financial Credit Risk Analysis Using Particle Swarm Optimization Algorithm with Structure Decision Tree Learning-Based Evaluation Model

Algorithm 1

Algorithm for SDTL.

(i)	Tree Growth
(1)	if stopping_cond  = true then
(2)	leaf  createNode ()
(3)	leaf.label  Categorize
(4)	return leaf.
(5)	Else
(6)	root  generate Node ()
(7)	root.test_cond = determine_best_split .
(8)	let is a probable outcome of root.test_cond
(9)	for each do 10. root.test_cond and
(11)	child  TreeGrowth
(12)	add child as descendent of root and label edge root child as
(13)	return root. 14. function LEARNTREE
(15)	best_split
(16)	best_score
(17)	for do
(18)	for do
(19)
(20)	if best_score then
(21)	best_split
(22)	best_score
(23)	if best_score then
(24)	, best_split
(25)
(26)
(27)	return new TreeVertex best_split,
(28)	else
(29)	Use to estimate
(30)	return new TrecLeaf
(31)	end if