Research Article

[Retracted] The Application of the Data Mining Method Based on Ensemble Learning to the Research on Early Warning of Financial Crisis in Small- and Medium-Sized Enterprises

Table 1

Multisource information indicators.

LevelCategoryIndicator

Private informationSolvencyCurrent ratio (X1)Asset-liability ratio (X5)
Equity multiplier (X2)Current liabilities/total assets (X6)
Quick ratio (X3)Operating cash flow/current liabilities (X7)
Earned interest multiple (X4)
Accounts receivable turnover ratio (X8)Current asset turnover ratio (X11)
Operational capabilityInventory turnover (X9)Total asset turnover ratio (X12)
Fixed asset turnover (X10)Account payable turnover (X13)
ROE (X14)Net interest rate on total assets (X18)
ProfitabilityCost of sales rate (X15)Return on current assets (X19)
Net sales margin (X16)Return on fixed assets (X20)
Return on total assets (X17)
Structural stabilityFixed assets/total assets (X21)Current liabilities/total liabilities (X23)
Shareholders’ equity/fixed assets (X22)Current assets/total assets (X24)
Business development capabilityNet profit growth rate (X25)Operating income growth rate (X27)
Total asset growth rate (X26)
Capital expansion capabilityNet assets per share (X28)Net cash flow per share (X30)
Earnings per share (X29)Capital reserve per share (X31)
Growth rate of total retail sales of social consumer goods (X32)GDP growth rate (X37)

Public information (macroeconomics)M1 growth rate (X33)Growth rate of industrial added value (X38)
M2 growth rate (X34)Interest rate growth rate (X39)
CPI growth rate (X35)Interest rate (X40)
PPI growth rate (X36)Employment rate (X41)

Public information (market)Total market cap/total liabilities (X42)Yield increase (X44)
Shares/total share capital (X43)