Competition, Survival Issue, and Performance Constraints of Banks: Evidence from Ethiopian Private Commercial Banks

Table 13

Regression result of model two.

ROA	Coefficient	Robust Std. Err.	Z		(95% conf. interval)
TC/TA	0.1438822	0.0158838	9.06	0.000	0.1127505 0.175014
CAR	0.0204796	0.0043216	4.74	0.000	0.0120094 0.0289498
NP/E	0.0864299	0.0184505	4.68	0.000	0.0502676 0.1225922
TL/TA	0.0355105	0.0154832	2.29	0.022	0.005164 0.065857
LLP/TL	−0.0014804	0.0221682	−0.07	0.947	−0.0449293 0.0419686
TI/TA	0.0083068	0.0096592	0.86	0.390	−0.0106249 0.0272386
TL/TD	0.0023691	0.000989	2.40	0.017	0.0004306 0.0043075
LogTL/Br	−0.0032212	0.0003297	−9.77	0.000	−0.0038673 −0.0025751
Cash/TD	0.0091384	0.0170142	0.54	0.591	−0.0242087 0.0424856
Tinc/TA	−0.0769146	0.0660739	−1.16	0.244	−0.2064171 0.0525878
Cons	0.0244196	0.0078749	3.10	0.002	0.008985 0.0398542
R-square: Within = 0.6036; Between = 0.8867; Overall = 0.6940		Wald Chi^2 (10) = 1508.21 corr (u_i, X) = 0 (assumed) Prob > chi^2 = 0.0000; (Std. Err. adjusted for 12 clusters in bank)