Competition, Survival Issue, and Performance Constraints of Banks: Evidence from Ethiopian Private Commercial Banks

Table 2

Multicollinearity test (model 1).

Variable	Centered VIF	1/VIF
DER	2.1989	0.4547
CAR	1.8261	0.5476
Total loan/total assets (TL/TA)	3.6714	0.2723
Total-investment/total asset (TI/TA)	1.2240	0.8169
Net profit per employees (NP/Em)	1.5198	0.6579
Total loans per branches (TL/Br)	1.2638	0.7912
Total income/total assets (Tinc/TA)	5.8391	0.1712
Interest income/total income (II/Tinc)	5.0275	0.1989
Noninterest expense/total expense (NIE/TE)	1.3555	0.7377
Total liquid assets/total deposit (TLA/TD)	1.2162	0.8222
Cash/total deposits (cash/TD)	2.9236	0.3420