Competition, Survival Issue, and Performance Constraints of Banks: Evidence from Ethiopian Private Commercial Banks

Table 3

Multicollinearity test (model 2).

Variable	VIF	1/VIF
Total capital/total assets (TC/TA)	2.1109	0.4737
CAR	1.4853	0.6732
Net profit per employees (NP/Em)	1.3169	0.7593
Total loan/total assets (TL/TA)	2.6560	0.3765
Loan loss provision/total loans (LLP/TL)	1.1351	0.8809
Total investment/total assets (TI/TA)	1.2408	0.8059
Total loans/total deposit (TL/TD)	1.1456	0.8729
Total loans per branches (TL/Br)	1.4256	0.7014
Total income/total assets (Tinc/TA)	1.5274	0.6547
Cash/total deposits (cash/TD)	2.8013	0.3569